These following steps highlight how to successfully utilize money management. Each specific level is then broken down into smaller sections that help deal with the problem at hand  and address better solutions along the way.  As mentioned in the previous section, people are facing different financial circumstances and this method can be used to help reduce the burden in a reasonable manner. Please encourage people who have trust and faith to consider this information, since it serves well into their years of development as they might face unexpected challenges ahead. 

LEVEL 1: GET STARTED 

Step 1:Admit the Problem

Step 2: Address the Mess 

Step 3: Adjust the Attitude

LEVEL 2: GET CONTROL 

Step 1: Start the Plan 

Step 2: Steer the Power 

Step 3: Set the Timer 

LEVEL 3: GET AHEAD 

Step 1: Maximize the Margin 

Step 2: Minimize the Stress  

Step 3: Maintain the Focus 

LEVEL 4: GIVE BACK 

Step 1: Invest in Others 

Step 2: Ignite Dfree Lifestyle

Step 3: Impact the Culture 

These specific directions are explained in more in his published book titled, “Say Yes to No Debt” 12 steps to financial freedom. You can access his material by clicking on “Book Store” in the menu bar.